More Than Portfolio Management.
Successful investing is about more than selecting investments. It's about building a portfolio that supports your goals, aligns with your risk tolerance, and fits within a comprehensive financial plan. We create and manage diversified, tax-conscious portfolios designed to support your goals through changing markets and life events.
Schedule a Conversation →As fiduciaries, we are obligated to place our clients' interests first and disclose material conflicts of interest.
Compensated directly by clients. We do not receive commissions from product providers, which helps reduce certain conflicts of interest.
A team that includes professionals with advanced credentials across financial planning, tax and investment management.
Members of the National Association of Personal Financial Advisors (NAPFA), an organization that promotes fee-only financial planning and high professional and ethical standards.
Based in Jupiter, Florida, serving clients throughout Palm Beach and Martin Counties and across the United States.
We believe markets generally do a good job of incorporating available information into prices. Rather than trying to predict market movements or identify winning investments, our approach is grounded in a few core principles:
Markets are unpredictable. Our investment process focuses on the factors we can control: building diversified portfolios, keeping investment costs low, managing taxes thoughtfully, and maintaining discipline through changing markets. These principles guide our portfolio management process.
Diversified portfolios across asset classes and global markets, designed to align with each client's goals, risk tolerance, and financial plan.
Primarily implemented using ETFs from Dimensional Fund Advisors (DFA) and other cost-conscious investment vehicles to help manage investment expenses.
Tax-aware portfolio management, including asset location and coordination with broader tax planning strategies when appropriate.
Staying focused on long-term goals and helping clients avoid reactive decisions based on short-term market noise.
We typically work with investors who value a disciplined, long-term approach to investing. While every situation is different, our investment management services may be a good fit if:
Our investment management relationships typically begin at $750,000 of investable assets.
Thoughtful portfolio management starts with a plan. Our process is designed to create a clear investment strategy, implement it thoughtfully, and manage it with discipline over time.
We work to understand your goals, priorities, time horizon, and tolerance for risk.
We create a written Investment Policy Statement that establishes the framework for investment decisions.
We construct a diversified portfolio designed to align with your objectives while considering taxes, costs, and other relevant factors.
We monitor your portfolio on an ongoing basis, rebalance when appropriate, consider tax-management opportunities, and make adjustments as your goals, circumstances, and investment strategy evolve.
The most successful advisory relationships are built on trust, clarity, and a shared commitment to a long-term plan. We'll take the time to understand your goals, priorities, and financial circumstances while helping you evaluate whether our approach aligns with your needs and expectations.
A Core Wealth advisor will reach out within one business day.
Our investment philosophy is centered on broad diversification, thoughtful asset allocation, cost-conscious implementation, tax-aware investing, and long-term discipline.
We primarily implement portfolios using Dimensional Fund Advisors (DFA) ETFs and other low-cost investment vehicles that provide broad exposure across asset classes and global markets.
We primarily implement portfolios using Dimensional Fund Advisors (DFA) ETFs and other cost-conscious investment vehicles that provide diversified exposure across asset classes and global markets.
We use DFA funds in many client portfolios because they provide diversified exposure, competitive costs, and an investment approach grounded in academic research. The specific investments used in a portfolio depend on each client's circumstances and investment objectives.
Tax considerations are incorporated throughout the investment process. Depending on your circumstances, this may include tax-efficient investment selection, asset location strategies, tax-loss harvesting opportunities, and coordination with broader tax planning efforts.
An Investment Policy Statement is a written document that outlines your investment objectives, target asset allocation, risk tolerance, and portfolio guidelines. It serves as the framework for ongoing investment decisions and helps keep the portfolio aligned with your long-term goals.
Market declines are a normal part of investing. During periods of volatility, we focus on helping clients remain aligned with their long-term plan, maintain appropriate diversification, and avoid emotional decisions that can negatively impact outcomes.
During periods of volatility, we focus on helping clients remain aligned with their long-term plan, maintain appropriate diversification, and avoid reactive decisions driven by short-term market movements.
Yes. We believe investment decisions should be made within the context of a comprehensive financial plan. Our investment management and planning processes are designed to work together.
Our investment management relationships typically begin at $750,000 of investable assets. We may make exceptions in certain circumstances.